EMV Driving More Chargebacks Than Anticipated https://www.heartlandpaymentsystems.com/blog/emv-driving-chargebacks-anticipated/
40% of millennials have used a pawnshop or payday lender http://www.marketwatch.com/story/40-of-millennials-have-used-a-pawnshop-or-payday-lender-2016-01-07
Most Americans can’t handle a $500 surprise bill http://www.cbsnews.com/news/most-americans-cant-handle-a-500-surprise-bill/
Gold climbs above $1,100/oz on safe haven demand, dovish FOMC minute http://www.bulliondesk.com/gold-news/asia-gold-gold-climbs-above-1-100oz-safe-haven-demand-dovish-fomc-minute-106909/#sthash.93GPHyAQ.dpuf
Gun sales hit new record ahead of new Obama gun restrictions https://www.washingtonpost.com/news/wonk/wp/2016/01/05/gun-sales-hit-new-record-ahead-of-new-obama-gun-restrictions/
